Thursday, August 4, 2011

Flax Oil vs Fish Oil - Heart Health Research

When flax oil vs fish oil for heart health protection, the research shows that fish oil wins over flax oil. This is particularly important if you want to protect yourself and those you care about from heart disease.

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So, what is the specific research in relation to flax oil vs fish oil?

Ala

In one recent study of 14 controlled clinical trials, researchers at Emory University found that the fish oil omega 3 studies showed a significant reduction in deaths from coronary heart disease and total mortality - from any cause.

These fish oil studies were based on dietary fish consumption and fish oil supplements as the source of omega 3 fish oil.

On the other hand, studies based on flax oil and alpha-linolenic acid (ALA), an omega 3 oil from plants that doesn't contain the DHA and EPA factors found in cold water fatty fish, were found to be less reliable and did not show the same health benefits.

The plant based ALA trials used flax oil supplements and ALA enriched diets, including walnut, soybean and flax seed oil.

The lead Emory University researchers, C. R. Harper and T. A. Jacobson, reviewed the omega 3 clinical trial studies by dividing them into categories. There were plant based omega 3 studies using only ALA (mainly flax oil) and studies on dietary consumption of omega 3 fish oil with DHA (docsahexaenoic acid) and EPA (eicosapentaenoic acid).

Of the 14 studies, eight were conducted on flax oil and other ALA sources and six were based on fish oil. The fish oil research included one very large study of over 10,000 participants published in the American Journal of Cardiology. [ Vol. 96, December 2005, pp. 1521-29]

Dr. Harper and Dr. Jacobson concluded that the data on ALA and flax oil was very limited and showed NO significant heart health benefits. Whereas fish oil with DHA and EPA demonstrated a significant reduction in coronary heart disease fatality, sudden death and total mortality.

Several of the studies found that omega 3 fish oil with DHA and EPA fatty acids reduced heart attack risk by benefiting the blood vessel wall cells, lowering the risk of thrombosis and blood clotting and by reducing inflammation.

Other research, published in Circulation, the official journal of the American Heart Association, gives a thorough rundown on how omega 3 fatty acids from fish improves heart health and why fish oil works so well for the cardiovascular system in numerous ways.

This study shows that fish oil fatty acids help by lowering cholesterol, preventing irregular heartbeat, reducing blood clots, decreasing blood pressure, lowering triglycerides, balancing HDL and LDL, relaxing arterial walls and preventing the formation of new plaque, inflammation, vasoconstriction, platelet aggregation and more. [Vol. 106:2747]

Based on these successful studies, the American Heart Association suggests that everyone increase their consumption of DHA and EPA rich fish and fish oil supplements to a daily dose of at least 1 gram. For optimum health, those with coronary heart disease might consider taking more.

When it comes to flax oil vs fish oil for heart health, the fish wins, fins down!

Flax Oil vs Fish Oil - Heart Health Research

Ala

Penny Arcade Exposition

The Rebel Alliance

esata external hard drive

Video game exposition has long been a known venue where avid gamers and software developers can participate and witness the new trend in the Gaming industry; these events are not to be taken lightly as evidence with the number of participants swamping such Game Expos.

Esa

There are tons of video and computer game exposition being held around the world such as the Consumer's Electronic Show (CES) and the European Electronic Trade Show (EETC). These trade shows can either be sponsored by groups like Entertainment Software Association (ESA) or could be company-owned such Blizzard's Blizzcon. But none can match the popularity of the Electronic Entertainment Exposition (E3).

For quite some time since its establishment, the E3 Exposition has dominated the market and was able established itself as the world's premier trade show that showcases services and products pertaining to the computer and video game industry. Riding from its past successes, E3 has surprisingly announced that there expos will be invitation-only event, limiting participants to strictly game industry professionals only. Such a decision gained general displeasure among avid gamers, fans, and media personnel who were shut out from the expos.

E3's move of specificity, which ultimately caused its collapsed, has created a new trend in the trade show scenario. The new trend is for developers to hold their own conference. Blizzard, after deciding to separate from ESA, has started to host its own conference through Blizzcon. Microsoft and Nintendo followed after with X06 and Nintendo's Fall Conference, respectively.

But there is one event that rebels against the idea of specificity in the gaming conference - and it is PAX.

Penny Arcade Exposition (PAX)

PAX, also known as the Penny Arcade Exposition, is a celebration of general gaming culture. It is a semi-annual game festival for tabletop, video game, and PC gamers; largely participated by many game developers such as Konami, Microsoft, NCSoft, Nintendo, NVidia, Rooster Teeth Productions, Sony, THQ, Ubisoft, Vivendi and Wizards of the Coast.

Created in April 12, 2004, PAX has been known to be a weeklong celebration of gamer culture. Aside from showcasing exhibit booths displaying latest games from independent and major game developers and publishers; PAX also features dedicated game tournaments, free play areas, game-inspired concerts, after-hours parties, and panel discussions on game industry topics.

Every PAX expo also features a one-of-a-kind event called Omegathon. Omegathon is a weekend long tournament of randomly selected attendees competing for a grand prize. The final round of the Omegathon is also the show's closing ceremony. Prizes for winning competitors of Omegathon can range from cash prizes, custom-themed Alienware Personal Computers (PCs), Xbox 360 Premiums, or/and excessively large video collection. The grand prize for PAX 2005 was a complete NES video game library with an estimated value of at least ,099.99.

PAX was created by Jerry Holkins and Mike Krahulik, the authors of the Penny Arcade webcomic. PAX was created to rebel against the idea of specificity imposed by E3 and exclusivity exhibited by company-owned expos like Blizzcon.

Despite objecting to its recent change of direction, the two founders believed in the true purpose of E3, which is to create a venue where people of like interest can gather and interact. They strongly believed that game conventions are a way to physically connect the public to games, either released or currently developed. Through these conventions, game designers are able to meet and socialize with each other; while game publishers and businessmen can freely discuss business plans and distribution deals.

Believing strongly that a game convention should give equal opportunity and attention to every console, computer, and tabletop games, as well as giving every individual equal rights to participate; Jerry Holkins and Mike Krahulik launched PAX in 2004 with a rebel chant "E3 FOR ALL."

History of PAX

PAX was created by the authors of Penny Arcade on August 12, 2004. The first PAX started out as a two-day event held in Meydenbauer Center in Bellevue, Washington. It's first launched was from August 28 to August 29, 2004. During this dates, several exhibitors showcased their videos and playable demos of their upcoming games. Notable among these distributors are Microsoft and Ubisoft. Through PAX 2004, Microsoft was able to prematurely launched Halo 2 months before the game hit the stores; while Ubisoft showed trailers of Ghost Recon 2 and Tom Clancy's Splinter Cell: Chaos Theory. The first PAX expo have a pre-registered attendants of 1337, but 3300 people turned up for the event.

From 2004 to 2008, the PAX expos are held at the end of August (around August 24 to 30) with the exception of PAX 2009 which was held around September 1 to 4. These conventions are held initially at Meydenbauer Center, Washington for PAX 2004, PAX 2005, and PAX 2006; and then at Washington State Convention and Trade Center for PAX 2007, PAX 2008, and PAX 2009.

During these years, the number of participants attending PAX expo started to grow from 3300 at PAX 2004 culminating to 60,000 participants at PAX 2009.

By March 2010, PAX has launched its first PAX East. PAX East is a name used by PAX to designate a PAX convention whose venue would be centered in Boston; while Washington-based conventions are termed PAX Prime. PAX East 2010 was held on March 26 to March 28 at John B. Hynes Veterans Memorial Convention Center in Boston. The first Penny Arcade Expo outside Washington State which was attended by around 53,000 participants.

At the same year also, PAX Prime 2010 was launched from September 3 to 5 and took place at the Washington State Convention Center. With the showcase of notable games such as Star Wars: The Old Republic, Guild Wars 2, and Halo Reach; the expo attendance skyrocketed to 67,600 attendees, compared to PAX 2009's 60,000.

Recently PAX East 2011 was held last March 11 to March 13, 2001. Contrary to the previous PAX East convention, the venue for PAX East 2011 was held at Boston Convention and Exhibition Center and not at John B. Hynes Veterans Memorial Convention Center. PAX East 2011 was known to be the largest PAX to date with a reported 69,500 total attendance.

PAX Prime 2011 will take place from August 26 to August 28, 2011.

Penny Arcade Exposition

Esa

My Old Grandpa (A Chick Evens Story) (In English and Spanish)

As I look back now, I suppose I could say, my grandpa was never cut out to look young, one of those guys that looked to me, all my life-in all the twenty-seven years of knowing him-he never got older, he just stayed old from day one, always looking the same; except a little towards the last months of his life, and then it wasn't his fault, he was tiring over those long 83-years of life and work, he worked up to about three months prior to his death. I called him the Old Russian Bear; he came from Russia, in 1916 (born in 1891) and fought in WWI, in 1918, as an American Soldier.

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I remember the way he'd pull on my ears as we walked down the dark gloomy streets at night to get a haircut, for seventy-five cents, at a friend's house that was a dollar cheaper than the barbershop, back in 1955.

Esa

Early on Saturday mornings, we'd rush out of the house to go downtown to the marketplace (in St. Paul, Minnesota), it was a two mile walk, and by the time we got to the market, I'd just be waking up, with the dew from the nearby Mississippi River rising and fading, and shifting north of the city, past the market place, up Jackson Street, the street we had walked down. I'd help him carry his groceries as he went from one street trader to the next, he'd buy fresh chickens usually at the open market, but only the ones he saw himself that the butcher had cut their heads off.

"Come on, kid," he'd say to me, moving from one spot at the marketplace to another, "let's get going, we don't have all day" he'd sternly grunt with his hoarse voice, "keep up, don't fool around, we got work to do..." he'd tell me looking back from the corner of his eye to see what I was doing, while checking out the cauliflower, or asparagus, for his Russian stew.

Then we'd head on over to Wabasha Street, about four blocks from the Market, to a butcher shop he usually patronized this certain one, he'd be ahead of me, I'd almost have to run to keep pace with him. If he stopped for any reason, I'd walk ahead of him, and he'd catch up to me in a moment's time. After a little while he'd look in back of him to see where I was, and he'd see I was sweating heavy, and slowing up some, he'd think I was dogging it, purposely, and then he'd squint his eyes, "You kids can't do nothing nowadays," he'd say, adding to that, "lazy as a dead mule!-keep up now!"

We'd keep right on walking toward the butcher shop, and old grandpa never once built up a sweat, only a grin, that is how I learned how to grin I do believe, and to every sentence, he'd swear once or twice, and repeat a half dozen times, "Hey, you keep up!" and then we were there. I'd look back towards the market, over towards Jackson Street, say to myself 'It's going to be a long haul, walking back.'

He'd now grab my nine-year old wrist, wrapping his fingers tightly around it, squeezing my wrist, then say, "Now you better stay right here, you hear me, or I'll twist that ear of yours off your head!"

And I'd nod my head up and down, as a gesture of obedience.

Sometimes I'd find an empty chair to sit down on it, and watch my grandpa order his meat-pointing to this and that through a glass window behind a counter, it was usually sausage and beef or large portions of pork, for the Sunday get-togethers. He'd have the butcher cut special sections out of the ham or loin, or a piece of a large section of beef, cut some fat off, and trim around the bones, if they were ribs, he'd hand pick the best part out, perhaps having the butcher cut the ends off, leaving the rest for someone else, but at the end of it all, he'd have to pay double the price.

I'd have sweat pouring off my face in the morning summer heat, especially if it got past 11:00 a.m., before we headed back.

In a way it was a treat to be with my old Grandpa, skip along in back of him, and if he looked, I'd smile and walk normal. Hauling all that meat back in our arms, and by the time we got back home, my arms were hurting as if they were tied up like steers and then untied and I needed to stretch them out. I never thought of it as a burden, or even a task, perhaps more on the line of a morning mission, an adventurous undertaking; I liked meeting the people, and being introduced as his grandson.

He'd start the stew that Saturday evening, and in the dead of night, he'd get up and cook it some more, stirring it for an hour or so; if I was awake, I'd watch him for a while, go back and forth from the kitchen into the living room, and back to the kitchen again, until I fell back to sleep. I did this from the edge of my bed, kept the door open a crack, I'd watch him smoking his cigar or pipe also, as he paced the floor waiting for the stew to get the right thickness (so he could go back to bed, wake up early and put the potatoes and tomatoes, in the stew-and noodles in the chicken soup, and put the sausage around the stew), and I always knew when he was smoking, it left a tail it seemed, that seep into the side bedroom, and more often than not it would wake me up, and I'd love to smell the aroma of the stew, and if he had a good cigar, or tobacco, I'd live the scent of that likewise. My brother and mother and I lived with him in those far-off days, kind of an extended family situation.

He sure seemed to be having fun-I'd tell myself on the edge of our bed (my brother and I both slept in the same big bed for a few years, during those days), and he done his work, and so did I that day, hard work for me with sweat, and all that leg work, and by 11:00 a.m., the next day, he'd finish, chicken and noodles, with Russian stew, and some long links of sausage. Hard burnt bread and all the family members came over to his house, perhaps fifteen or twenty, every Sunday of every week of every year that was a lot of kilos of food.

And then one day, I was then twenty-seven years old, in 1974, I stopped by to see my mother and grandpa, and he was dead my mother told me, he had died that afternoon. I sat in his sofa chair, gathering my thoughts, I was stunned, "He had a stroke, they were going to take him to the hospital, but he was dead already when the ambulance came. He was lying on the floor when I got home from work." My mother explained to me.

I went outside in the backyard, tried to hold back some tears, I was angry, and he was awfully dead, and I couldn't help feeling angry.

And then a couple of family members came over, patted me on the shoulder, my aunts and uncles, and wanted to look around to see what they might find (explore), see what they wanted to take of his, personal things, items, everything. And I couldn't stop being angry, angry and more angry, sort of mad because everyone was around the house trying to get what they could get before the other person got it. And then some arguments started over how much money he had hidden in the house, and how much money one of the aunts (or sisters) was holding for him before he died. And almost everyone called everyone else a liar, and a feud started between a few of the sisters and brothers-and there were six or seven of them, and it would last for twenty-years, or more.

My brother and I went to the funeral, we parked the car outside the cemetery gates, across the street, and sat in the car, didn't join the others, as the cars seemed to chugalug in like a wagon train. I wiped my eyes, my face with a handkerchief, waiting for the last car to go through the gates.

"Well, Mike what now, should we go or stay?" I said.

"Whatever you want," he said.

He looked at me, I at him, "All right," he said," we'll go."

"Old grandpa sure could swear a lot," I said as we rode down the street, away from the cemetery, I couldn't think of anything else to say, at the time, but I was thinking nonetheless, thinking: 'Boy, when someone dies, the scavengers sure come around like hounds after a pound of flesh, come around like hornets buzzing and ready to sting anyone who gets in their way, they don't miss a thing, or leave a thing behind, nothing unaccounted for, they grab it all, and they do it quickly.'

3-4-2009o ds (dedicated to Anton Siluk)

Spanish Version

Mi Viejo Abuelo

(Una historia de Chick Evens)

Por el Dr. Dennis L. Siluk

Ahora que miro al pasado, supongo que podría decir que mi abuelo no fue hecho para lucir joven, era una de esas personas que nunca envejecen-a mi me pareció, toda mi vida, durante los veintisiete años que lo conocí-él estaba viejo desde el primer día que lo vi, siempre luciendo el mismo; excepto un poquito más viejo en los últimos meses de su vida; y desde luego, esto no era su culpa, él estaba cansado por esos largos ochenta y tres años de vida y trabajo, él trabajó hasta cerca de tres meses antes de su muerte. Yo lo llamaba el Viejo Oso Ruso; él vino de Rusia a Norteamérica en 1916 (nació en 1891) y combatió en la Primera Guerra Mundial en 1918, como un soldado americano.

Me acuerdo de la forma cómo él jalaría mis orejas mientras caminábamos en las noches por las calles sombrías y oscuras yendo a la casa de su amigo para mi corte de pelo por setenta y cinco centavos, que era un dólar más barato que en el peluquero, allá por el año 1955.

Los sábados muy temprano, saldríamos rápido de la casa para ir al mercado que estaba en el centro de la ciudad en San Pablo, Minnesota; era una caminata de más de tres kilómetros y para el tiempo en que llegábamos al mercado, yo estaría terminando de despertarme con la neblina del cercano río Mississippi subiendo y alejándose, y moviéndose hacia el norte de la ciudad, pasando por el mercado hacia arriba de la calle Jackson, la calle que bajábamos. Yo lo ayudaría a cargar los comestibles mientras íbamos de una calle a otra haciendo las compras, él solía comprar pollo fresco generalmente en el mercado abierto, pero sólo aquellos a los que él mismo vio al carnicero cortarles la cabeza.

"Date prisa niño" él me diría, moviéndonos de una punto a otro en el mercado, "sigamos yendo, no tenemos todo el día" él refunfuñaría severamente con su voz ronca, "sigue, no estés tonteando, tenemos que trabajar..." él me diría mirando atrás por el rabillo de sus ojos para ver qué estaría yo haciendo, mientras que al mismo tiempo examinaba las coliflores o espárragos, para su guiso ruso.

Luego nos dirigiríamos hacia la calle Wabasha, aproximadamente a cuatro cuadras del mercado, a una carnicería que él por lo general frecuentaba, él iría delante de mí, yo casi tendría que correr para seguirlo. Si él, por algún motivo, se detenía, yo avanzaría delante de él pero él me alcanzaría en un momento. Al cabo de un rato el miraría atrás para ver dónde yo estaba, y al ver que yo estaba sudando bastante él iría más despacio, él pensaría que yo me estaba haciendo y entonces él movería sus ojos diciendo "ustedes chicos no pueden hacer nada en estos días" añadiendo "ociosos como una mula muerta" - ¡ahora continúa!

Nosotros continuaríamos caminando hacia la tienda del carnicero, y mi viejo abuelo nunca sudaría, sólo una mueca, es así como aprendí a hacer muecas, yo creo. Y a cada frase, él diría una o dos groserías, y repetiría una media docena de veces "¡eh, tú continúa!" y entonces llegaríamos allí. Yo miraría atrás hacia el mercado, hacia la calle Jackson, me diría a mi mismo "Va a ser un largo recorrido caminar de regreso".

Ahora el cogería mi muñeca de nueve años, apretándola fuertemente con sus dedos, luego diría: "Ahora es mejor que tú estés aquí, me oíste, o voy a sacarte esas orejas"

Y yo movería mi cabeza hacia arriba y abajo, como un gesto de obediencia.

A veces encontraría una silla vacía para sentarme y ver a mi abuelo ordenar su carne-apuntando aquí y allá a través de la vitrina de vidrio, era generalmente embutido o res, o trozos grandes de cerdo para las reuniones de los domingos. Él le haría cortar al carnicero partes especiales de lomo o jamón, o un trozo grande de res, sacándole algo de la grasa y cortándolo alrededor de los huesos, si eran costillas, él escogería la mejor parte talvez haciendo que el carnicero cortara las puntas dejando el resto para alguien más; pero al final de todo esto, él tendría que pagar el doble de precio.

Antes de que regresáramos yo estaría sudando a chorros por el calor del verano, si eran pasadas las once de la mañana.

De alguna forma era un gusto estar con mi viejo abuelo, saltar detrás de él y por su costado, y si él me miraba yo sonreiría y caminaría normal, jalando toda esa carne con nuestros brazos y, para el rato en que llegábamos a casa, mis brazos estarían adoloridos como si hubieran sido atados como a un novillo y luego soltados y necesitaba estirarlos. Nunca pensé de esto como una carga, ni siquiera un trabajo, talvez más como una misión en la mañana, una tarea aventurera; me gustaba conocer a las personas y ser presentado como su nieto.

Él empezaría a cocinar el guiso el sábado por la noche y a altas horas de la madrugada él se levantaría y cocinaría un poco más, moviéndolo como por una hora. Si yo estaba despierto, lo miraría durante un rato ir y venir de la cocina a su cuarto, y de su cuarto a la cocina de nuevo, hasta que me quedaba dormido. Yo lo miraba desde el filo de mi cama, mantenía la puerta abierta, una abertura, lo miraría fumando su puro o su pipa mientras se paseaba por la cocina, esperando a que el guiso obtuviera la espesura correcta (entonces volvería a su cama, y se levantaría muy temprano a poner las papas y los tomates en el guiso-y los fideos en la sopa de pollo y los embutidos alrededor del guiso). Siempre sabría cuándo él estaba fumando, éste parecería que dejaba una cola que se filtraba en mi dormitorio y muy frecuentemente éste me despertaría, y a mi me gustaría el olor del guiso, y si él tenía un buen cigarro o tabaco, me gustaría el aroma también. Mi hermano, mi madre y yo vivíamos con él en una especie de clan familiar.

Él por seguro parecía que estaba divirtiéndose-yo me diría a mi mismo al filo de nuestra cama (mi hermano y yo dormíamos en la misma cama grande por unos cuantos años, durante esos días) que él había terminado su trabajo y yo también, un trabajo duro para mi con sudor y toda esa caminata, y para las once de la mañana del día siguiente, el acabaría: pollo y fideos con un guiso ruso y algunos largos eslabones de chorizos. Había pan tostado y todos los miembros familiares venían a su casa, talvez quince o veinte personas cada domingo de cada semana durante todo el año, y eso era un montón de kilos de comida.

Entonces, un día, cuando tenía veintisiete años de edad, en 1974, me detuve para saludar a mi mamá y a mi abuelo, pero él estaba muerto, mi madre me dijo que él había muerto esa tarde. Me senté en el sofá, reuniendo mis pensamientos, estaba perplejo, "le dio derrame cerebral, ellos lo iban a llevar al hospital, pero él estaba muerto cuando la ambulancia vino. Él estaba tirado en el piso cuando volví de mi trabajo". Mi madre me explicó.

Salí afuera al patio, traté de contener mis lágrimas, estaba enfadado, él estaba terriblemente muerto y yo no podía evitar sentirme enojado.

Y luego un par de los miembros familiares llegaron, me palmearon en los hombros; eran mis tías y tíos, querían mirar alrededor para ver qué cosas podrían encontrar (explorar), ver qué querrían tomar de él, sus cosas personales, sus artículos, todo. Y yo no podía parar de estar enfadado y más enfadado, como loco, porque todos estaban alrededor de la casa tratando de obtener lo que podrían obtener antes que la otra persona lo obtuviera. Y luego algunas discusiones empezaron, sobre cuánto dinero él tenía escondido en la casa, y cuándo dinero una de las tías (o hermanas) estaba guardándolo por él antes de que él muriera. Y casi todos llamaron a todos los demás: mentiroso, y empezó una contienda entre algunas hermanas y hermanos-y eran seis o siete de ellos, y esto duraría por algo de veinte años, o más.

Mi hermano y yo fuimos al entierro, estacionamos el carro afuera del cementerio, frente a la calle y nos sentamos en el carro, no nos unimos a los otros; mientras, los carros parecían formar un tren. Me sequé mis ojos, mi cara con un pañuelo, esperando a que el último carro pasara las puertas.

"Bien, Mike ahora qué, ¿debemos irnos o quedarnos?" dije.

"Lo que quieras" dijo él.

Él me miró, y yo lo miré, "Está bien" él dijo "Vámonos".

"El viejo abuelo ahora si puede decir un montón de groserías" dije mientras nos alejábamos del cementerio, no podía pensar en nada más que decir en ese momento, pero estaba pensando no obstante, pensando: "¡Cielos! Cuando alguien muere, los carroñeros vienen por seguro como sabuesos tras medio kilo de carne, vienen alrededor como avispones zumbando y listos para picar a cualquiera que se le cruce en el camino, no se pierden nada, ni se olvidan de alguna cosa, nada es dejado de lado, ellos lo cogen todo y lo hacen con rapidez.

Escrito el 4 de Marzo del 2009 (dedicado a Antón Siluk)

My Old Grandpa (A Chick Evens Story) (In English and Spanish)

Esa

Wednesday, August 3, 2011

Powerful Wealth With Your IRA

How to Earn and Accumulate Tax FREE Wealth In Your Self-Directed ROTH IRA

We can start by saying: I am not an IRA Expert. But I utilize a company called Equity Trust Company who employs hundreds of experts. They are the nation's leading self-directed IRA custodians. I have my IRA's there, my kids' and my companies', as well as all my private investors' IRAs.

Esa

If you're not familiar with the ROTH IRA, it's a new kind of IRA created by the tax payer Relief Act of 1997. Traditional IRA's are "tax-deferred" accounts that are funded with pre-tax dollars and in most cases you get a deduction for your contributions. When distributions are taken from the account, those funds are taxed. Traditional, SEP, SIMPLE and Individual (k) Plans are referred to as "tax-deferred" accounts.

By contrast, a ROTH IRA is a "tax-free" account which is funded with after tax dollars, meaning you do not receive a deduction for contributions. When distributions are taken, there are no taxes incurred in a tax-free account. You obviously have to conform to the plan provisions to get this tax-free advantage.

Let's look at some examples using a 0,000.00 investment so you can start to see how powerful your ROTH can be:

After one year, your investment (assuming a 15% gain) is worth normally only 9,750.00 if taxed at a 35% tax rate (0K x 15% = 5K -50 in taxes).

In your ROTH IRA, after one year, you have 5,000.00, Now if you do absolutely nothing for 5 years, look at what happens at that 15% rate.

1 Year 5,000

2 Years 3,332

3 Years 4,812

4 Years 9,312

5 Years 7,983

If you already have a traditional IRA, you can still start a ROTH IRA. The thing to remember is that you can only contribute up to the individual limit (see chart below) per year to any combination of traditional and ROTH. In other words, you can't do ,000.00 to EACH IRA account. Instead of making this a text book read, please consult the http://www.trustETC.com site and your accountant regarding converting traditional to ROTH and respective contribution limits.

IRA Contribution Limits

Year Age 49 and below Age 50 and above

2002-2004 ,000 ,500

2005 ,000 ,500

2006-2007 ,000 ,000

2008 ,000 ,000

After 2008 the contribution limit will increase in increments of 0 depending on the rates of inflation.

Please also note that you DON'T HAVE TO CONTRIBUTE yearly. You can open an account with 0.00 and let it sit in there. You can then use that money to option a property and have tens of thousands on profit go to your ROTH upon sale of that property. An important note here is that you don't have to use your ROTH for real estate only. You can make loans, investments, and control other assets in your self-directed ROTH.

Here's the trick: With your ROTH IRA, when doing real estate, it does not count as a contribution-it counts as an investment just as if you owned a stock. Here are some ways to feed your IRA using little of it's money:

1) Wholesale properties

2) Buy property and resell it

3) Leas option and cash out of a property

4) Option a property and sell it

5) Operate a start up business and transfer after tax profits to your IRA

You can even partner with your own IRA. You just have to make sure the profit distribution and initial investment matches the ownership interest.

i.e.) 50% capital invested = 50% profit split = 50% ownership

So here are 6 Steps For Using Your IRA to Buy And Sell Property Or Property Related Assets

1 - Open A ROTH IRA with 0.00 or more of a transfer of your existing IRA

2 - Contract to buy or option a property (or debt instrument) secured or unsecured by property. Your IRA custodian must be the buyer or optionee for your benefit. It would read something like "ETC, For Benefit Of 'Your Name' IRA"

3 - Send the custodian of choice a copy of the completed agreement used to buy or control the asset you're putting in your IRA

4 - Complete a 'Direction of Investment" form and order whatever the applicable money to seller will be. ETC requires at least 0. This provides evidence that the transaction is real and you're not receiving a gift.

***To take this partnering idea a little further, you can actually have your IRA and your spouse's IRA partner a deal. You can also put your kids through college using a Coverdell ESA account. You'll need to set that up before they turn 18 however. ***

Things you cannot buy in an IRA:

1 - Artwork

2 - Rugs

3 - Your own home or a home of your linear family

4 - A property or entity you currently already control

5 - Alcohol

6 - Stamps

7 - Gems

8 - Metals (exception: some U.S. coins)

9 - Antiques

Hopefully this idea gets you thinking outside the box of how you can build wealth for now and for the future. There are powerful tools right at your fingertips.

Powerful Wealth With Your IRA

Esa

CAVE Dwellers

A professional acquaintance shared the expression "CAVE Dwellers" with me. CAVE means "Colleagues Against Virtually Everything." Of course, CAVE Dwellers do not include those who rationally and respectfully oppose a particular change.

cavenders

If you have a vivid visual model of a very different future for you, your family, or your organization and you practice goal setting you are probably a change agent. You can relate to CAVE Dwellers-you've met many. When you contemplate leading a change, expect the CAVE Dwellers to come out early on-and in large numbers relative to the size of the group that would be affected, or thinks they would be affected, by the change. These opponents are usually not a minority, at least initially in a change process.

Cave

Niccolo Machiavelli, the Italian politician and writer, forcefully characterized the intensity of negative reactions to possible change and the challenge of effecting substantive change when he said: "There is nothing more difficult to plan, more doubtful of success, nor more dangerous to manage than the creation of a new system. For the initiators have the enmity of all who would profit by the preservation of the old institutions and merely lukewarm defenders in those who would gain by the new one."

My experience suggests that the dynamics of a successful change effort follow a stretched out "S" curve. Picture time on the horizontal axis and cumulative progress toward change on the vertical axis.

Change starts slow in the "can't be done stage," accelerates in the "now we see how to do it stage," and slows in the "we're still against everything stage." The last stage is dominated by the few remaining CAVE Dwellers.

When the change is successfully accomplished, almost everyone claims "I was for this from the beginning" and a few of these go on to say "and it was my idea." Meanwhile, a small group of change agents are already working on the next major change fully aware that a new group of CAVE Dwellers are ready to come at them.

CAVE Dwellers

Cave

Omega 3 Supplements - Good Reasons to Take it Everyday

Did you know omega 3 supplements provide nutrients that were, at one time, present in the food chain, in substantial amounts? Modern farming practices, such as the shift to feeding corn to cattle and poultry, has made them harder to find.

alarm clocks for heavy sleepers

Plant foods, such as flaxseed and canola oils, contain only one type of the long-chained polyunsaturated fat. It is called alpha-linolenic acid or ALA and is found in olives, walnuts and some other sources. Animal fat may contain ALA, depending on what they eat.

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Some kinds of fish and seafood contain unique polyunsaturated fats called Docosahexaenoic acid or DHA and Eicosapentaenoic acid or EPA. Regular intake of DHA and EPA has been associated with a variety of health benefits. The same cannot be said of ALA.

Knowing that strict vegans and vegetarians are opposed to the consumption of fish, supplement manufacturers searched for an alternative. They found that some types of marine algae contain DHA, but not EPA.

Some kinds of seaweed or kelp, in particular wakame, contain EPA, but the concentration is very low. So, it would require the consumption large amounts of kelp in order to get a significant amount of EPA through dietary intake, alone.

So, the first thing that you need to be sure of when shopping for omega 3 supplements is the source. If the source is fish oil, then you are getting DHA and EPA. The content varies.

To insure that you are getting enough to experience the health benefits, you will need to read the label. If the milligrams of DHA and EPA are not listed, simply choose another brand. There are dozens to choose from.

If the source is flaxseed, you are only getting ALA. Remember that no health benefits have been associated with increased intake of ALA. If you are a vegan, you can look for omega 3 supplements derived from marine algae, in order to get DHA. Again, it is necessary to read the label. Some marine algae supplements provide different nutrients; still considered good for your health, but not because of the DHA content.

Other important factors to consider when evaluating the brands on the market have to do with purity and freshness. The manufacturers can and should have the oils tested for peroxide and other free radicals that form with the oils become oxidized or spoiled. Once encapsulated, no further spoilage occurs. Consumption of rancid oils will negate any of the health benefits associated with omega 3 supplements.

The benefits noted in scientific studies include a reduced risk of heart disease, a reduced risk of certain kinds of cancer, an improvement in depressive disorders and anxiety issues, better joint function, stronger immune systems and better eye health. There are even some benefits to the reproductive system. Some fertility clinics are recommending supplementation as the first line of treatment for men with low sperm counts or motility.

So, there are plenty of good reasons to take omega 3 supplements every day. We just need to be picky about the ones that we buy.

Omega 3 Supplements - Good Reasons to Take it Everyday

Ala

Monday, August 1, 2011

Dharamsala India

We left Delhi Wednesday night & took an overnight trip to the Dharamsala area on a 'deluxe' bus w/o air-conditioning (fine at night), no washroom & a crazed driver. The bus broke down 2/3 of the way through the trip. Luckily they put us on another bus, part of our entourage of four heading for Dharamsala. McLeod Ganj, 10 km north of Dharamsala, is the home of the Dalai Llama & the Tibetan government in exile; it's in the foothills of the Himalayas. It's a very gentle, mellow-feeling place. The air is very clean, although 'thin' as they say; you have to be careful walking too far at first.

alarm system

Although there are still beggars, they're a bit less intrusive than Delhi & the only touts were the ones who met us at the bus stop (difficult as we'd had no sleep on the bouncing buses & the air made me dizzy after I climbed just 1 flight of stairs). Re the beggars, it's hard to know what 'policy' to adopt. I'm now giving small amounts of change to women with small children & some people with disabilities (e.g. a woman who appeared to have leprosy in both legs & likely couldn't walk).

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Today we searched out the Astro Tibetan Medical Clinic to see a monk for herbal treatment, but instead were guided to another TMC where we both saw a lovely doctor with incredibly soft, healing energy. She & her husband, also a Doctor of Tibetan medicine both work & live at the clinic, along with their 3 young children. We felt she was the one we were meant to see. We can continue treatment after our initial 3 months of herbs by e-mailing her.

After going to the clinic, we went to the Dalai Llama's complex, an amazing place on the edge of town...a huge yellow temple with courtyard where dozen of monk-trainees were practicing a marial-art based discipline (we thought).

The public is allowed in the temple & it is beautiful, many statues & much colour. Beside the temple is a white building where the monks live. The whole thing is indescribable really! The Dahai Lama is away in N. Am. When he's here he gives public talks every 2-3 wks for several hundred people. But his doctors & others have advised him to cut back on everything (there was a notice on a bulletin board re this). He's 72 now, I spoke to one of the budhist students.

Two months later I can still feel the energy of McLeod Ganj when I look at pictures of it, or even when I think about it. It is a very spiritual place.

Copyright 2008 Ellen Besso

Dharamsala India

Ala